Works Globally without Plugins
Because Splitit uses the available balance on a shopper's credit card, it works globally without additional third-party software.
2-Click Frictionless Checkout
Splitit's integrated into your checkout with no redirects or account sign up for the shopper. They stay on your page and stay your customer.
No Purchase Limits
With no purchase limits and up to 24 installments, Splitit attracts higher value customers who make higher dollar purchases.
The Buy Now, Pay Later Designed for High AOV Purchases
Splitit helps financially responsible adults afford the larger purchases they really want. We’ve eliminated the penalties for paying over time, so your best shoppers feel confident spending more–and spending now.
This isn’t financing wrapped in a Gen-Z marketing campaign. “Pay in 4” is still new debt. People have enough debt. We’re revolutionizing consumers’ favorite way to pay–their credit card–so they can pay over time without penalties.
Splitit never charges shoppers fees or interest, and because we're using the customer's available balance on their favorite credit card, they keep earning the points, rewards, and miles that they love. They get all the benefits of a credit card AND the ability to pay over time without fees or interest like a buy now, pay later. It's no surprise then that shoppers spend more and convert faster with Splitit!
Here's how it works:
- Consumers select Splitit at checkout, then enter their credit card details and select the number of installments.
- There is no account to create and the consumer isn't redirected to the Splitit site, meaning your customer STAYS your customer.
- Splitit processes one installment and then places a hold on the shopper's credit card for the remaining balance.
- Each month, Splitit charges an installment and reduces the hold until the balance is paid.
- You can get paid upfront with our funded model or can receive the balance in monthly installments as the shopper pays.
- You control the number of installments from 3-24 months.
- Splitit also works in your physical retail location. Contact us to learn more.
Splitit consistently delivers a positive ROI, especially with high-dollar items like furniture, jewelry, and sporting goods. There are no setup fees, and you're only charged for the transactions you process, so there are no risks. You can cancel at any time. Plus with Shopify, the integration is seamless. If you do have questions at any point, our help center is here to get you up and running fast!